CWR Building Wealth provides readers with valuable information about personal financial planning, budgeting, and investing. It is the goal of CWR Building Wealth to help readers advance from the basics of learning to plan and live within a budget, to long-term personal financial planning, and how to build wealth through investing and other means. Building Wealth is written by Gil Michel, MBA, and Dwight Harshaw, BBA. Gil Michel is a Certified Public Accountant and financial planning expert. Dwight Harshaw is a personal finance counselor, realtor, and writer. Dwight adds real-world advice and information for readers of our CWR Building Wealth column using real-life experiences to reinforce the information he presents.